If you’re ready to get your feet wet investing in Notes secured by real estate or you’re always on the lookout for new opportunities, Precision Capital is ready to help you find success.
We understand that most investors have a lot of questions before they hand over their hard-earned nest egg. Below are the questions we get asked most often. We look forward to meeting with you to learn about your goals and answer your questions.
Got a question? We’re here to help.
What will my average rate of return be?
Precision Capital believes its loans are safer and its lending practices more conservative than those offered by others. We focus not only on the borrower’s ability to repay, but the property securing the loan. Typically, the loans that offer higher rates come with a much higher risk to the investor. Our #1 priority is the safety of your investment and we are unwilling to compromise that safety with a risky loan. While returns are not guaranteed, investors have enjoyed a steady 7%-9% net return since the inception of the Fund.
What's my risk?
There are risks with all investments. We encourage you to read the Offering Circular carefully before investing.
What is the minimum investment I can make?
$25,000 is typically the minimum investment; there is no maximum.
Can I invest retirement funds like IRA’s?
Many of our investors invest their retirement funds using a third party custodial company. This arrangement lets you direct the investment while taking advantage of the tax advantages of IRA’s. We can put you in touch with a reputable custodial company to facilitate investing retirement funds with Precision Capital.
What rate-of-return can I expect?
Your rate of return is dependent on the interest rate and payment performance on the loans acquired by the Fund. The goal is to maximize returns without jeopardizing your principal. The General Partner of the Fund expects acquired notes to be in the 8-14% annual interest rate range, which represents about 6-10% to the Fund after fees. This is assuming no loss or defaults, which may occur.
Who services these loans and how do I get my payments?
Precision Capital’s wholly owned servicing company, Linc Loan Servicing services 100% of the loans we originate. As a Limited Partner, you, or your custodian if retirement funds are invested, have the option of receiving a monthly check, or reinvesting your income earned back into the Fund. Regardless if you choose income or to reinvest, you will receive a monthly statement listing your earnings on the 15th of each month. If the 15th happens to fall on a weekend or holiday, your statement will be sent out the following business day.
How long is my money tied up?
A minimum of 12 months. After 12 months, you may request in writing a return of your principle balance on a quarterly basis, as described in our Limited Partnership Agreement.
Loans are secured by real estate; what kind of real estate?
Precision Capital loans on investment property, commercial property and land. The underwriters of the loans at Precision Capital focus on conservative loan-to-value ratios and income documentation.
Who decides where my money is invested?
The General Partner, PacWest Funding Inc., as directed by its CEO, who is also a partner in the Fund.
Who keeps track of the accounting and documentation I need for my taxes?
We provide you with a year-to-date statement each month, as well as a K-1 form reflecting your income earned.
Can anyone invest?
Any Oregon resident over the age of 18 may be eligible to invest.
How do I start investing?
Call us at (541) 485-2223, or toll free at (866) 207-0740 or email us at [email protected] to set up your own private consultation.
This is not an offer to sell or the solicitation of an offer to buy securities. Contact Precision Capital to obtain an offering circular. Investors should carefully review the offering circular, including its description of risks associated with these securities, before investing. Available to Oregon residents only.